Free Paycheck Calculator
Calculate your take-home pay after federal tax, state tax, FICA, and deductions. Select your state for accurate withholding estimates based on IRS 2026 brackets.
How it works
Enter your gross salary, pay frequency, filing status, and state. The calculator estimates your federal income tax, state income tax, Social Security, Medicare, and net take-home pay.
Federal & State Tax
2026 federal brackets + state-specific rates for all 50 states.
FICA Breakdown
Social Security (6.2%, cap $168,600) and Medicare (1.45% + 0.9% surtax above $200K) calculated separately.
Pre-Tax Deductions
See how 401(k) contributions and health insurance premiums affect your take-home pay.
Paycheck calculators by state
State-specific calculators plus the main federal paycheck tool. Each uses the correct state income tax rates for 2026.